Pottery Barn Kids Nightstand

Pottery Barn Kids Nightstand

How much are Pottery Barn points worth?

This question is about Pottery Barn

WalletHub , Financial Company

@WalletHub • 07/07/21 This answer was first published on 09/17/20 and it was last updated on 07/07/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Pottery Barn points are worth 1 cent each, on average. For example, 10,000 Pottery Barn points have a dollar value of roughly $100. As a result, Pottery Barn points are more valuable than the average home furnishing store's rewards points, which are valued at 5.49 cents each.

The easiest way to calculate the value of a retailer's rewards points for any redemption method is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula for Pottery Barn points:

Dollar Value of Redemption Item / Number of Pottery Barn Points Needed = Pottery Barn Point Value

How to Earn More Pottery Barn Points

It's important to remember that while you can't change the redemption values of Pottery Barn points, you can increase the rate at which you earn them. One of the best ways to increase the number of Pottery Barn points that you earn is to apply for the Pottery Barn Credit Card.

Pottery Barn Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Pottery Barn Key Rewards	1 cent	$10
West Elm Key Rewards	1 cent	$10
Williams Sonoma Key Rewards	1 cent	$10
Lowe's Business Rewards	0.94 cents	$9.4
Ace Rewards	0.2 cents	$2

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Cash back vs. points: does it make a difference?

The difference between cash back and points is that the former is the most versatile type of credit card rewards, as it can be redeemed for anything, and there's never any doubt about how much it's worth. Points, on the other hand, have a value set by the credit card company and tend to be worth the most when redeemed for travel. Credit card companies won't always clearly disclose points values, and those values can change over time. It's possible that points could be worth 1 cent apiece one day and 0.8 cents each the next. … read full answer

You can spend points for many different things. Usually, you can trade them for travel, gift cards, unique experiences, charitable donations or even cash. There are no restrictions on what you can use cash for. You can typically redeem cash back for a statement credit, paper check, or direct deposit to a bank account. One thing credit card shoppers should watch out for are cards advertised as offering cash back that really provide points. For example, the Chase Freedom Flex℠ offers "5% cash back" in certain bonus categories. But what it actually gives is 5 Chase Ultimate Rewards points per $1, which cardholders can then trade for cash back at a rate of 1 cent each.

Cash Back vs Points:

• Good cards overall: Citi® Double Cash Card – 18 month BT offer for cash back. Chase Sapphire Preferred® Card for points.
• Initial bonus: Bank of America® Customized Cash Rewards credit card - $200 for spending $1,000 in the first 90 days. IHG® Rewards Club Premier Credit Card for points - 150,000 points for spending $3,000 in the first 3 months.
• Earning rate: Usually at least 1% cash back or 1 point per $1 spent.
• Devaluation: Points can be devalued by the issuer, while cash back can't.
• Redemption options: Statement credit, check or deposit for cash. Travel, merchandise, gift cards, cash and more for points.
• When it's the best choice: Points for frequent travelers. Cash back for everyone else.

Let's take a look at two high-profile cards in a battle of cash back vs. points.

Citi Double Cash Card tops the cash back offerings with 2% cash back on all purchases and an introductory APR of 0% for 18 months on balance transfers, with a balance transfer fee of 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer. It also chases a $0 annual fee and requires good credit to get.

But if you're a frequent traveler, Chase Sapphire Preferred is a more attractive option. It gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. It has an initial bonus of 60,000 points for spending $4,000 in the first 3 months. This card's points are worth 1 cent each toward cash back or gift cards or 1.25 cents each toward travel. There's a $95 annual fee and the card requires good credit.

For both cash back and points cards, you can expect to lose your rewards if your account closes for any reason. Most cards don't let your rewards expire over time. But Citi Double Cash Card's cash back expires if you don't use your card for 12 months. And on points cards alone, your points can be devalued if the issuer decides to charge more points for its rewards. So, frequent redemption is essential.

So, the bottom line is that frequent travelers should check out points cards. Otherwise, cash is king.

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Can I use my Pottery Barn rewards certificate anywhere?

No, you cannot use your Pottery Barn rewards certificate anywhere.

These certificates are part of the Pottery Barn Credit Card rewards program and can only be redeemed through their catalog, but also online and in physical locations at:

• potterybarn.com
• potterybarnkids.com
• pbteen.com
• Pottery Barn stores
• Pottery Barn Kids stores
• PBteen stores stores … read full answer

Certificates cannot be combined with any promotional offer, credited to an account, redeemed for cash, applied to past purchases, or used to purchase gift certificates.

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Pottery Barn Kids Nightstand

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